Taking preventive steps is crucial to maintain health in old age. Adding preventive measures to a healthcare routine can prevent minor health issues from becoming major. By keeping up with regular preventive health checkups, individuals can catch health problems early, making treatments more effective and managing chronic conditions more efficiently.
Preventive health checkups have become necessary, given the rising prevalence of lifestyle-related illnesses. They effectively reduce the long-term financial burden on individuals. Many companies offering medical insurance for senior citizens provide annual preventive health checkups as a complimentary benefit. Read the article to learn more about their importance.
What are Preventive Health Checkups?
Preventive health checkups consist of a series of medical examinations to guide disease prevention. They assess an individual’s current health status and facilitate early disease detection. These checkups are valuable in identifying specific habits, infections, behaviours, and medical conditions before they progress to advanced or critical stages.
Which are the Most Common Preventive Health Checkups for Senior Citizens?
Regular preventive checkups for senior citizens are essential for maintaining good health. They are designed to detect and address age-related health issues in their early stages and prevent the progression of potential health concerns.
Given below are the common tests covered in medical insurance for senior citizens.
| S. No. | Types | Tests |
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Diabetes Test | Blood Sugar Fasting, Blood Sugar PP |
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Liver Test | Liver Enzymes, Serum Bilirubin |
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Blood Profile | Blood Grouping, Complete Haemogram & ESR |
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Kidney Test | Serum Creatinine, Blood Urea, Bun |
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Lipid Profile | Cholesterol, Triglyceride, HDL, LDL |
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Thyroid Test | TSH, T3, and T4 Level |
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Abdominal Test | Abdominal Ultrasound |
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Cancer | PAP Smear |
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Cardiac | ECH, 2D, Echocardiogram, Coronary Angiography, Chest X-ray |
Why are Preventive Health Checkups Important for Senior Citizens?
Taking control of health is an essential priority, and routine preventive health assessments can simplify this task. The early detection and effective management of various medical conditions can substantially improve treatment results. Here are some reasons indicating the importance of preventive health checkups for senior citizens.
1. Early Detection of Age-Related Conditions
Preventive health checkups for senior citizens serve as a valuable tool for the early detection of age-related health conditions. These checkups can identify osteoporosis, vision and hearing problems, or cognitive decline in their initial stages. Early intervention can help manage these conditions more effectively.
2. Improved Medication Management
Preventive health checkups for senior citizens allow healthcare professionals to assess and optimise medication management. It helps avoid potential drug interactions or unnecessary prescriptions and enhances the safety and quality of their healthcare.
3. Prevents Future Health Complications
Preventive healthcare plays a crucial role in warning individuals about potential health complications, especially in the case of pre-existing diseases. Those dealing with conditions like cardiac ailments, cancer, or other serious health issues can utilise preventive health checkups as a consistent measure to monitor their health status.
How can Healthcare Insurance Help in Getting Preventive Health Checkups?
Many insurance providers offer the best health insurance for senior citizens, with coverage for preventive health checkups. It includes various screenings, vaccinations, and health assessments at no additional cost to the insured individual. Mediclaim for senior citizens can help them lead a healthy life in multiple ways.
1. Regular Health Evaluation
Senior citizens can assess their health through preventive health checkups and make informed decisions about their well-being. These checkups guide individuals towards necessary lifestyle adjustments, including dietary and lifestyle changes, the detection of allergies, or identifying vitamin deficiencies, among other aspects.
2. Lower Medical Bills
Senior citizen mediclaim policy allows for annual health checkups and eliminates the cost of preventive health assessments out of pocket. Preventative healthcare can avert the development of major illnesses and result in long-term savings on medical expenses.
3. Network of Healthcare Providers
Medical insurance comes with a network of healthcare providers and clinics. When it comes to preventive health checkups, having insurance can provide individuals with a choice of accredited healthcare facilities where these assessments can be conducted. It ensures that individuals can access trusted professionals and well-equipped facilities for their preventive care needs.
Conclusion
Taking advantage of preventive health coverage can encourage individuals to prioritise their health by making regular checkups more accessible and affordable. Further, it is essential to note that if the policyholder is going for any checkup not covered under their health policy, they must pay for it as it is non-claimable. Hence, one must read the terms and conditions to check the preventive health care coverage before buying a plan.
Niva Bupa offers comprehensive best health insurance plans for individuals, senior citizens, and families. Their medical insurance for senior citizens allows policyholders to get a complete health examination under preventive health checkups.
